• Establish Investment Policy Plan (IPP) to define portfolio objectives and constraints
• Analyze existing investments to ensure consistency with objectives
• Create customized portfolio and manage according to IPP and market outlook
• Communicate regularly and adjust portfolio as required by life events and market changes
• Collaborate with tax and legal professionals as needed
Our Core Income portfolios include tax-free bonds, taxable bonds, variable rate bonds, preferred stocks, limited partnerships and REITS.
Our approach first involves determining portfolio structure based on current market conditions and our interest rate outlook. Next, we analyze the relative valuation of individual securities to determine the most attractive areas of the market. We then perform a thorough analysis of each investment opportunity from a fundamental and technical perspective.
RSA’s actively managed approach to fixed income enables us to capitalize on market volatility and maximize total return by realizing value throughout the maturity curve and credit spectrum.
• RSA Value Strategies - Invest in highly profitable companies with strong balance sheets and attractive valuations. Our large and small cap strategies are based on similar principles and are recommended to clients based on their risk/return profiles.
• Griffin Asset Management Dividend Growth Strategy - Invests primarily in mid and large cap dividend paying stocks of high quality companies at a discount to the investment managers’ assessment of intrinsic value.
• ETF’s and Mutual Funds - We utilize domestic and international funds to gain exposure to specific or asset classes achieving broad portfolio diversification.
• Alternative investments are a broad category that includes commodities, currencies, specialized trading methodologies, real estate, private equity, and venture capital opportunities.
• Through our network of internal and external resources, RSA is able to offer these unique investment opportunities. Alternatives are typically uncorrelated to other asset classes and can provide attractive risk-return characteristics.
• Recent opportunities include private equity and private debt in nanotechnology, information technology, real estate, tech-enabled services, and consumer products, among others.
• Alternative investments can have limited liquidity and charge fees that include a “participation” or percentage of profits paid to the manager. Due to the unregistered and unregulated status of alternatives, an investor must meet accredited investor requirements.